Budget anything.
Track everything.
Give every cedi a job, see where it all went and plan next month before it starts.
Budget anything.
Keeps your month planned, every expense tracked and each category on budget, so you always know what’s left before you spend.
Works with MTN MoMo and Ecobank, with more on the way
Available
Available
Soon
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Features
One app for all your spending
Record what you spend, give each category a budget and plan the months ahead, all in one app.
Quick expense recording
- Record in seconds
- Cash or mobile money
- Split a cash-out
Budgets for every category
- Monthly limits
- Spent and left at a glance
- Adjust it any time
Automatic MoMo tracking
- MoMo and Ecobank texts
- Asks what it was for
- Only if you allow it
Plan the month ahead
- “What If” plans
- Start from what you expect
- Decide where it goes first
How it works
Your month, sorted in minutes
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Enter what you have to spend this month. Every budget and total works from it.
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Give food, transport, rent and the rest their part, and see what’s still unassigned.
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Record as you go or let MoMo texts fill in, and the dashboard stays up to date.
Made for anyone who asks where the money went
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“GHC 45.50 on Food.” Recorded in a couple of taps, and your month’s totals update straight away.
Recording an expenseAny time you spend
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“What was this for?” A MoMo payment just landed, and O’Budget wants it in the right category.
Automatic MoMo trackingWhen a payment arrives
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“What was this cash out for?” Cash leaves no text behind, so O’Budget asks, then lets it go.
Cash-out follow-upAfter you withdraw cash
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“GHC 2,150 spent, GHC 3,849 left.” Your whole month in a single line, whenever you look.
Your dashboardEvery time you check
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“Let’s sort them out.” A few payments still need a category, and it only takes a moment.
Tidying upWhen payments need a home
Every line above is something the app really says. No reviews yet, just an app that keeps count so you don’t have to.
Frequently asked questions
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Enter what you have to spend this month, then give each category its share. O’Budget shows what’s still unassigned as you go.
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Yes. Write a “What If” plan with the amount you expect and where you mean it to go.
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Yes. If you allow it, O’Budget reads your MoMo texts as they arrive and asks which category each payment belongs to. Ecobank works too.
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O’Budget asks what the cash went on, morning and evening for three days. You can split it across categories.
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Yes. Everything stays on your phone, with no account, no server and no internet access. Backups go to a folder you choose.
Can’t find the answers you’re looking for? Get in touch
Take control of where
your money goes
Know what’s left every day, and where next month’s money is going.
